Car insurance plans are designed to help cover potential car-related damages, loss or injuries from a financial perspective. Maintaining proper insurance not only helps protect you and your vehicle in the case of accident, but it also serves to protect your passengers, other drivers, pedestrians and property. Additionally, car insurance helps protect you in the event of a lawsuit associated with an incident involving your car.
With so many car insurance companies available, as well as various coverage options to choose from, it's easy to get overwhelmed when deciding which particular company and insurance plan is a good fit for you. But with Beneficial insurance we consider each client's individual needs and make the process of obtaining aforadable insurance a quick and easy process!
We will provide you with rates from multiple insurance companies to help you shop for the best combination of price and coverage and clearly explain the options, so you can make the best decision on which plan works best for you.
California law only requires limits of $15,000 per person / $30,000 per accident for bodily injury and $5,000 for property damage. This law has been in effect for over 30 years and is out dated. Todyas cars are costing betweeen $20,000 to $100,000 and $5000 in property will not pay for any damage over $5000. We recommend limits of $100,000/300,000 for bodily injury and $100,000 for property dmage.